OBJECTIVE

Experienced executive and consultant in small business management and banking plus extensive computing/database skills seeks a challenging situation with an opportunity to make meaningful contribution to my employer’s future growth and profitability.

TARGET JOB

Desired Job Type: Employee

Desired Status: Full-Time

Description of my perfect job:

Responsible position with an opportunity to directly contribute to the growth, profitability and success of the company.

TARGET COMPANY

Relocate: Yes

Preferred Locations: Oregon, Northern California

ACCOMPLISHMENTS

·          Over 20 Years as independent management consultant to CEO’s

·          COO of New York Stock Exchange listed company

·          Owner and CEO of two financial institutions

·          Sole financial advisor of five merger/acquisitions

·          Created large financial industry database

·          Served on many boards of directors

·          Extensive written and verbal communication skills

·          Trained meeting facilitator

·          Experienced computer programmer/operator

·          Graduate of Harvard Business School

EXPERIENCE

6/1978 – 6/1997 Management Consultant San Francisco

Owner and Sole Employee

Consultant to entrepreneurs and CEO’s of businesses located in Northern California. Primary focus on financial institutions with assets under $1Billion, particularly savings institutions. Also served banks and a variety of other business and individuals with management advice, completion of independent projects, and as advisor for mergers and acquisitions.

1/1982 – 6/1997 The S&L Database San Francisco

Owner and Sole Employee

Conceived, financed and operated a database of financial information regarding the national savings and loan industry. Database contained more than one thousand data items for more than three thousand savings and loan institutions quarterly for ten years. Utilized Unix operating system and the Informix Relational Database system. I personally performed all programming, system administration and database maintenance.

1/1976 – 6/1978 Fidelity Savings Association San Francisco

Vice President and Home Office Manager

Manager of home office branch of financial institution. Full responsibility for largest branch of bank. Instituted innovative deposit program for brokerage industry that substantially increased deposit base of branch in brief time. Trained and managed all employees. Supervised wholly owned Travel Agency co-located in office.

1/1972 – 6/1974 Six Rivers Savings Association Eureka, CA

Owner, Vice Chairman of Board of Directors and CEO

Owned and managed small financial institution. Full profit and loss responsibility. Expanded company offices and assets rapidly and profitably. Sold institution profitably.

1/1969 – 6/1972 Fidelity Savings Association San Francisco

Chief Operating Officer - Executive V. P. – Director - Third Largest Shareholder

Day-to-day operating responsibility for half-billion dollar financial institution. Directly supervised over 500 employees. Member of all principal operating committees and board of directors. Totally reorganized company and instituted management controls and reporting systems. Planned and supervised development of entirely new computer systems. Managed regulatory and industry relationships.

1/1969 – 6/1972 Fidelity Financial Corporation San Francisco

Executive Vice President and Board of Directors

Officer and Director of financial holding company listed on New York Stock Exchange. Managed three underwriting efforts as primary contact with Wall Street underwriters. Managed acquisition and integration of seven financial institutions into our primary operating company, Fidelity Savings and Loan Association. Substantial experience in corporate governance and regulatory issues. Managed day-to-day operations of Fidelity Savings simultaneously. Served on multiple industry boards and committees.

6/1964 – 6/1969 Beacon Savings Association Antioch, CA

Owner, Chairman of Board of Directors and CEO

Owner (67%) and manager of small financial institution in turnaround situation. Full bottom line responsibility one year out of graduate school. Achieved turnaround through unique and innovative financial engineering that removed regulatory constraints and provided substantial additional financing for lending operations. Achieved rapid growth in difficult environment with high degree of success and profitability. Financial performance far superior to peers. Engaged company in high-rise commercial and housing development with great success. Sold institution to Fidelity Savings & Loan Association and joined their management team at top level.

6/1963 – 6/1964 Security National Bank Walnut Creek, CA

Financial Analyst and Treasurer

Served as financial analyst and liquidity manager for start-up commercial bank. This job was performed simultaneously with my role as manager of Security Capital Corporation.

6/1963 – 6/1964 Security Capital Corporation Walnut Creek, CA

Vice President and General Manager

Manager of venture capital company primarily invested in real estate development projects in the San Francisco Bay Area. Full bottom line responsibility. Company in turnaround situation due to difficult real estate market. Directly responsible for day-to-day supervision of over 1,000 apartment units. Reviewed new investment opportunities. Simultaneously provided monthly financial analysis and review of operating statements of Security National Bank and Beacon Savings & Loan Association to the principal owner of each institution.

2/1961 – 9/1961 Merrill Lynch Oakland, CA

Margin Clerk

3/1959 – 2/1961 United States Marine Corps Camp Lejune, NC

Officer - Pilot Candidate

Honorable discharge following completion of reserve duty.

EDUCATION

9/1961 – 6/1963 Harvard Business School Cambridge, MA

Master of Business Administration

MBA degree with concentration in finance, control and strategic planning. Completed first computer course ever offered at HBS. Elective courses in Small Manufacturing Enterprises and New Business Enterprises (venture capital). Finished in top forty percent of class. Paid entire cost of two-year program, including cost of living with a wife and child, from personal earnings and student loans. Wife did not make a financial contribution.

9/1954 – 6/1958 Whitman College Walla Walla, WA

Bachelor of Arts

Liberal arts degree with major in biology and minor in chemistry. Many leadership positions in student activities and Beta Theta Pi fraternity.

AFFILIATIONS

6/1965 – 6/1974 Calif. League Savings Institutions Pasadena, CA

Board of Directors and Legislation and Taxation Committee

6/1965 – 12/1995 United Smaller Associations Los Angeles, CA

President and Board of Directors

1/1964 – 6/1969 League to Save Lake Tahoe San Francisco, CA

Board of Directors and Treasurer

6/1969 – Current Olympic Club San Francisco, CA

Member

SKILLS

Skill Name Skill Level Last Used Experience

DIALOG Databases Expert 1 Year Ago 15 Years

Unix System Admin Expert 4 Years Ago 10 Years

Unix Shell Programming Expert 4 Years Ago 10 Years

Informix Database Expert 4 Years Ago 10 Years

SQL Query Language Expert 4 Years Ago 10 Years

Java Language Beginner 1 Year Ago 3 Months

HTML Programmer Expert Current 3 Years

Microsoft Word Expert Current 3 Years

Microsoft Excel Expert Current 3 Years

Microsoft Multiplan Expert 4 Years Ago 10 Years

Photoshop Intermediate Current 2 Years

ADDITIONAL

INFORMATION

I am in excellent health. I am active in the U. S. Master’s swimming program and regularly swim in Oregon Master’s meets, often placing in one of the top three places in my age group. Since I returned to Oregon in 1997 I have completed assignments for former consulting clients, updated my computer skills, and built three World Wide Web sites. My personal links page may be viewed at www.rigdon.com. Another site that I built for my college alumni class may be seen at www.whitman.edu/alumni/classes/class58. A site that I built for a consulting client to coordinate a remote construction project may be viewed at www.michaels-cabin.com.

I believe that my extensive management and consulting experience and many skills, as well as my early and recent education, would enable me to make a substantial positive contribution to my future employer. I will be pleased to provide references upon request.

OBJECTIVE

Experienced database administrator with executive/consulting background seeks challenging opportunity to make meaningful contribution to a smaller company experiencing rapid growth and success.

TARGET JOB

Desired Job Type: Employee

Desired Status: Full-Time

Description of my perfect job:

Responsible position with an opportunity to directly contribute to the growth, profitability and success of the company.

TARGET COMPANY

Relocate: Yes

Preferred Locations: Oregon, Northern California, Paris

EXPERIENCE

1/1982 – 6/1997 The S&L Database San Francisco

Owner and Sole Employee

Conceived, financed and operated a database of financial information regarding the national savings and loan industry. Purchased quarterly data tapes from the Federal Home Loan Bank Board containing more than one thousand data items for the more than three thousand savings and loan institutions. Utilized Unix operating system to convert data from IBM EBCDIC format to ASCII format and auto-load into an Informix Relational Database system. I personally performed all programming, system administration and database maintenance. Sold analytical reports to industry members via an automated direct mail program that I wrote and maintained. Closed business due to decline of savings and loan industry. The database also served as an adjunct to my savings and loan consulting business. Designed, built and operated a Multiplan based model of a savings and loan company’s income statement and balance sheet to Federal Home Loan Bank accounting and reporting standards that provided clients with a forecast three year business plan.

6/1978 – 6/1997 Management Consultant San Francisco

Owner and Sole Employee

Consultant to entrepreneurs and CEO’s of businesses located in Northern California. Primary focus on small financial institutions, particularly savings and loan institutions. Also served small banks and a variety of other business and individuals with management advice, completion of independent projects, and as advisor for mergers and acquisitions. Many consulting assignments were supported by company and peer data and time-series data derived from information in the S&L Database and from forecasts from the three year forecasting model.

1/1976 – 6/1978 Fidelity Savings & Loan Association San Francisco

Vice President and Home Office Manager

Manager of home office branch of financial institution. Full responsibility for largest branch of bank. Instituted innovative deposit program for brokerage industry that substantially increased deposit base of branch in brief time. Trained and managed all employees. Supervised wholly owned Travel Agency co-located in branch office.

1/1972 – 6/1974 Six Rivers Savings & Loan Association Eureka, CA

Owner, Vice Chairman of Board of Directors and CEO

Owned and managed small financial institution. Full profit and loss responsibility. Expanded company offices and assets rapidly and profitably. Sold institution profitably.

1/1969 – 6/1972 Fidelity Savings & Loan Association San Francisco

Chief Operating Officer - Executive V. P. – Director - Third Largest Shareholder

Day-to-day operating responsibility for half-billion dollar financial institution. Directly supervised over 500 employees. Member of all principal operating committees and board of directors. Totally reorganized company and instituted management controls and reporting systems. Planned and supervised development of entirely new computer systems. Managed regulatory and industry relationships.

1/1969 – 6/1972 Fidelity Financial Corporation San Francisco

Executive Vice President and Board of Directors

Officer and Director of financial holding company listed on New York Stock Exchange. Managed three underwriting efforts as primary contact with Wall Street underwriters. Managed acquisition and integration of seven financial institutions into our primary operating company, Fidelity Savings and Loan Association. Substantial experience in corporate governance and regulatory issues. Managed day-to-day operations of Fidelity Savings simultaneously. Served on multiple industry boards and committees.

6/1964 – 6/1969 Beacon Savings & Loan Association Antioch, CA

Owner, Chairman of Board of Directors and CEO

Owner (67%) and manager of small financial institution in turnaround situation. Full bottom line responsibility one year out of graduate school. Achieved turnaround through unique and innovative financial engineering that removed regulatory constraints and provided substantial additional financing for lending operations. Achieved rapid growth in difficult environment with high degree of success and profitability. Financial performance far superior to peers. Engaged company in high-rise commercial and housing development with great success. Sold institution to Fidelity Savings & Loan Association and joined their management team at top level.

6/1963 – 6/1964 Security National Bank Walnut Creek, CA

Financial Analyst and Treasurer

While working for (then) entrepreneur and (now) Congressman Fortney Stark (D, Calif.) served as financial analyst and liquidity manager for start-up commercial bank. This job was performed simultaneously with my role as manager of Congressman Stark’s venture capital company, Security Capital Corporation.

6/1963 – 6/1964 Security Capital Corporation Walnut Creek, CA

Vice President and General Manager

Manager of venture capital company primarily invested in real estate development projects in the San Francisco Bay Area. Full bottom line responsibility. Company in turnaround situation due to difficult real estate market. Directly responsible for day-to-day supervision of over 1,000 apartment units. Reviewed new investment opportunities. Simultaneously provided monthly financial analysis and review of operating statements of Security National Bank and Beacon Savings & Loan Association to the principal owner of each institution, (now) Congressman Fortney Stark.

2/1961 – 9/1961 Merrill Lynch Oakland, CA

Margin Clerk

Interim employment after release from active duty in the Marine Corps and prior to business school. My career plans at the time were to enter the investment business and I sought practical first-hand experience in the field.

3/1959 – 2/1961 United States Marine Corps Camp Lejune, NC

Officer - Pilot Candidate

Joined Manine Corps in pilot training program. Was forced to drop out of program due to physical inability to endure prolonged forced marches. Temporary disability due to injuries to leg muscles. No permanent injury resulted. Finished minimum two-year tour of active duty as personnel clerk in Second Division Headquarters Company. Honorable discharge following completion of reserve duty.

EDUCATION

9/1961 – 6/1963 Harvard Business School Cambridge, MA

Master of Business Administration

MBA degree with concentration in finance, control and strategic planning. Member of first class offered at HBS in computer field. Programmed payroll application for IBM 1401. Finished in top forty percent of class. Paid entire cost of two-year program, including cost of living with a wife and child, from personal earnings and student loans. Wife did not make a financial contribution.

9/1954 – 6/1958 Whitman College Walla Walla, WA

Bachelor of Arts

Liberal arts degree with major in biology and minor in chemistry from the leading small college in Washington State that has a national reputation for excellence. Many leadership positions in student activities and Beta Theta Pi fraternity. Professional musician serving the campus and community as leader/business manager of the most popular local dance band.

AFFILIATIONS

6/1965 – 6/1974 California League Savings Institutions Pasadena, CA

Board of Directors and Legislation and Taxation Committee

6/1965 – 12/1995 United Smaller Associations Los Angeles, CA

President and Board of Directors

1/1964 – 6/1969 League to Save Lake Tahoe San Francisco, CA

Board of Directors and Treasurer

SKILLS

Skill Name Skill Level Last Used Experience

Written Communications Expert Current 40 Years

Oral Communications Expert Current 40 Years

Meeting Facilitation Expert 4 Years Ago 40 Years

Unix System Administration Expert 4 Years Ago 10 Years

Unix Shell Programming Expert 4 Years Ago 10 Years

Informix Database Manager Expert 4 Years Ago 10 Years

SQL Query Language Expert 4 Years Ago 10 Years

Java Language Beginner 1 Year Ago 3 Months

HTML Programmer Expert Current 3 Years

Microsoft Word Expert Current 3 Years

Microsoft Excel Expert Current 3 Years

Microsoft Multiplan Expert 4 Years Ago 10 Years

Photoshop Intermediate Current 2 Years

French Language Beginner Current 1 Year

ADDITIONAL

INFORMATION

I have had two periods of multi-year "retirement" from my business career, most recently a three-year period as primary caregiver for my mother prior to her death. Because of these earlier periods of "retirement" I plan to work at least until my seventieth birthday. I am in excellent health. I am active in the U. S. Master’s swimming program and regularly swim in Oregon Master’s meets, often placing in one of the top three places in my age group. I have also spent the last four years continuing and updating my education at the local Community College where I have taken forty-three credit hours and achieved a 4.0 grade average. I have also traveled extensively in the United States and Europe following my mother’s death in 1999. During this period I have also completed small assignments for former consulting clients and built three World Wide Web sites. My personal links page may be viewed at www.rigdon.com. Another site that I built for my college alumni class may be seen at www.whitman.edu/alumni/classes/class58. A site that I built for a consulting client to coordinate a remote construction project may be viewed at www.michaels-cabin.com.